Get 50% Back When You Buy a Home
Over $1.5 Million in Commission Rebates
Work directly with one of Colorado’s top-producing agents and get full-service buyer representation plus thousands back at closing.
See what you’d get back at your price point
*Savings listed are an estimate based on a 2.8% buyers commission and are subject to change
WHAT’S THE CATCH?
Why I can do this
Colorado home prices have nearly doubled in the last decade, so the commission on a purchase is bigger than it has ever been. Here is where that money actually goes.
You found the house. You know the neighborhood. You have looked at every photo of every listing in your price range, most likely at 11 at night in your pajamas. What you need an agent for is everything after that: the contract, the negotiation, the inspection, the closing. That part I do myself, on every single deal.
Home search websites sell leads to agents for a cut. The brokerage takes a cut. The team leader takes a cut. Then desk fees, franchise fees, the office, and on and on. By the time it is all paid out, the agent keeps whatever is left. And all of it comes out of the buyer’s deal.
No office. No franchise. No team taking a cut. No desk fees. One agent, me. That is the entire reason half of my commission can go back to you instead — as a “Credit From Agent” line on your settlement statement, coming straight off what you owe at closing.
I spent years helping run large teams at major brokerages, so I watched that model from the inside. Giving half of it back has not made me a lesser agent. It is the reason I close more deals than 99% of agents in Colorado.
$200M+
In closed real estate transactions
150+
Five-star reviews on Google
$1.5M+
Paid back to Colorado buyers
How it works
A modern approach to home buying
01
Find a home online you want
to see in person and we'll
arrange a private showing.
02
We'll handle everything from
making the offer, to handling
the paperwork, and closing
the deal.
03
We split the commission
50/50 saving you thousands
in closing costs and real
estate fees.
Work Directly With Steve Novak
Every EZ Agents buyer works directly with Steve — not a team, not an assistant. You get expert offer strategy, negotiation, and closing support from one of Denver's most experienced buyer's agents.
Full service. Real savings. No outdated fees.
Modern vs. Traditional
Average annual closings: 2/yr is the national median for real estate agents per a Consumer Federation of America study of 2,000 agents (2024); 76/yr reflects Steve Novak's verified last-12-months sales on Zillow.
What Colorado Buyers Are Saying
How the rebate works
There are no upfront costs to work with us. We are paid from the commission at closing, and only if you close. If you never buy, you never owe us anything.
We give back half of the buyer’s agent commission at closing. On most Colorado purchases that is thousands of dollars, and our average buyer receives over $10,000.
Our minimum is $7,500 per transaction. I’m one agent, not a team, and I handle every deal myself from contract to closing. The minimum is what keeps that possible.
Above roughly $545,000 the split is a straight 50/50. Below that, our minimum applies first and the rest comes back to you. On a $350,000 purchase that is still about $2,300 at closing.
Every listing offers a different commission, so every rebate is different. Send a few details and we will give you the exact number for your price range.
Let’s Get Started
Talk to Steve today about a free consultation. No cost, no commitment, no obligation. Find out if you are a good fit for our buyer rebate program.
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Common Questions
Is the buyer rebate legal in Colorado?
Yes. Commission rebates to buyers are legal in Colorado and in most states, and the U.S. Department of Justice has encouraged them as a benefit to consumers. The rebate is credited at closing and appears on your settlement statement.
Do I give up service to get the rebate?
No. We built a modern way to buy a home, centered on the way people actually buy. You search online, you see homes with licensed showing agents on demand and on your schedule, and you work directly with Steve, a top 0.1% buyer’s agent and top 1% Realtor, for everything else: strategy, offers, negotiation, inspection and closing. See how it works.
How much would I actually get back?
It depends on the purchase price and the commission offered. We give back half of that commission, and we keep a minimum of $7,500. Above roughly $545,000 that works out to a straight 50/50 split. Below it, our minimum comes out first and the rest is yours. Our average buyer receives over $10,000 back, and there is no cap on the rebate.
What can I use the buyer rebate for?
The rebate is applied at closing on your settlement statement. If you are using a lender, the lender usually applies it to closing costs and prepaid items you would otherwise pay out of pocket, such as loan origination fees, property taxes and title fees. Many buyers also use the rebate to buy down points on their mortgage for a lower interest rate and a lower monthly payment.
What if I already have an agent?
If you're under a written agreement with another brokerage, stay with them. If you're not, we can talk.
Save thousands on your next real estate purchase
Stop paying outdated real estate fees for services you are not using. Experience the new approach to home buying.