Fort Collins Rebate Realtor: Keep 50% of the Commission
Get 50% of the buyer's agent commission back at closing, about $8,400 on a $600K home. $200M+ closed, 150+ five-star reviews. Steve Novak handles your offer, negotiation and closing across Fort Collins.
$200M+ Closed•150+ Five-Star Reviews•50% Commission Rebate
Recognized By
#6 Agent in Denver
Double Black Diamond Award Winner
Titanium Level Award Winner
Triple Diamond Award Winner
More than 150 five star reviews...
What a great find! It’s nice to see a real estate firm changing the system to align with the way people shop for homes today. We got proactive notices every step of the way - these guys are on top of it! The best part was getting a rebate at closing that paid for nearly all closing costs! If you like to search for your own home, this is the only way to buy.
Mike Schulte
Saved $7,938
It was an absolute pleasure working with Steve Novak at EZ Agents. His business model, where he rebates 50% of the buyer's agent commission, provides exactly as much service as needed, and doesn't waste the clients money. This is how buyer's agency should be run by everyone. I strongly recommend Steve Novak without any hesitation
Anton Eagle
Saved $12,411
Working with Steve went exactly as he said it would… Steve did all the usual agent stuff like negotiate the offer, handle the paperwork, coordinate with the lender and title company, and walk you through the process. At purchase, his credit was applied to our closing costs. We used it to buy down points.
Nick P.
Saved $5,849
Finally a real estate agent that is buyer friendly. He makes the home buying process convenient and kicks back 50% of the commission. We got almost $11,000 back and it covered our closing costs and bought down points on the loan. Literally saved us a ton of money. A real innovator that is working within the 'rules of the old guard' that is inefficient and costly.
Craig Baute
Saved $10,709
These days, you’re doing the research and finding listings you want to see anyway, so splitting the work (and the cost) makes sense. Seriously the best way to buy a home, and I plan on recommending Steve to everyone I know who is looking to buy.
Zach Z.
Saved $16,141
Steve is on to something - he’s providing real value in a different model, disrupting real estate in a way that’s all about serving his client. We couldn’t be happier.
Steve and Sue Kloos
Saved $14,345
Do you need a rebate realtor in Fort Collins?
If you want full-service representation and a check back at closing, yes. EZ Agents rebates 50% of the buyer's agent commission to you, credited on your settlement statement. On a $600,000 Fort Collins home at a 2.8% commission, that is about $8,400 back.
In a traditional purchase, the buyer's agent keeps the full commission paid by the seller or builder. The contract, inspection and closing work is the same either way. A rebate changes who keeps part of that money.
You still get a licensed Colorado broker on your side for pricing, offers, inspection objections and closing. Steve Novak handles that work personally. The difference is that half the commission comes back to you. Read the full breakdown of how the buyer commission rebate works.
What a rebate looks like at Fort Collins prices
The table below uses a 2.8% buyer's agent commission. A $7,500 minimum commission applies, so on lower-priced homes that amount comes out first and you receive the rest.
| Purchase price | Buyer's agent commission (2.8%) | Your estimated rebate |
|---|---|---|
| $500,000 | $14,000 | $6,500 |
| $600,000 | $16,800 | $8,400 |
| $750,000 | $21,000 | $10,500 |
| $1,000,000 | $28,000 | $14,000 |
Figures are estimates. The commission is negotiated with the seller and varies by listing. Your rebate is credited at closing with lender approval. Try your own numbers in the home buyer savings calculator.
Wondering whether a rebate beats simply asking for a lower price? This comparison of a commission rebate and a price reduction walks through both.
The Fort Collins housing market right now
Homes in Fort Collins are taking weeks, not days, to sell, and most are closing just under list price. That gives buyers room to negotiate on price, repairs and seller concessions. At the July median price, a 2.8% commission would put an estimated $8,095 rebate back in your pocket on top of whatever you negotiate.
Source: Redfin, Fort Collins housing market data for July 2026, retrieved September 2026.
Buying new construction in Fort Collins and Timnath
A large share of the new homes going up around Fort Collins are sold directly by builders. Builders commonly pay a buyer's agent commission, which means a rebate applies to new construction too. Here are a few active communities in the area:
- Northfield at Old Town by Landmark Homes, Fort Collins
- Timber Lark by Lennar, Fort Collins
- Bloom by DRB Homes, Fort Collins
- Kitchel Lake by Richmond American Homes and Trumark Homes, Timnath
One rule matters more than any other: register your agent on your first visit to the sales office or model home. Many builders will not pay a buyer's agent who was not named at that first visit, and no rebate is possible without that commission. Call Steve before you tour so he can be listed from day one.
See the guide to using a realtor for new construction in Colorado for more on builder contracts, incentives and upgrades.
How it works in 3 steps
Talk with Steve
Call (720) 687-3033 or send a message. Share your price range and timeline, and get your rebate estimate.
Tour and make an offer
A licensed showing agent opens doors in Fort Collins on your schedule. Steve prices, writes and negotiates your offer.
Close and get paid
Steve manages inspections and closing. Your rebate is credited on the settlement statement. No up-front cost.
The full process, including lender approval, is laid out on the how EZ Agents works page.
Why buyers work with Steve Novak
EZ Agents is a solo brokerage. The broker you talk to on day one is the broker who writes your contract, negotiates your inspection items and gets you to the closing table.
- Top 1% Colorado Realtor and a top 0.1% buyer's agent
- Named the #6 agent in Denver by RealTrends
- 5280 Top Real Estate Producer: Double Black Diamond
Selling a home before you buy in Fort Collins? EZ Agents lists homes for a 1% listing fee with a $7,500 minimum.
Fort Collins rebate questions
Are commission rebates legal in Colorado?
Yes. Colorado allows buyer commission rebates, and the Colorado Real Estate Commission addresses them in Position 4. The rebate must be disclosed and approved by your lender, then credited to you on the settlement statement at closing. Steve handles that paperwork and lender communication as part of every purchase.
How does the $7,500 minimum affect my rebate?
EZ Agents keeps a $7,500 minimum commission on the buy side. When the buyer's agent commission is $15,000 or more, you get a straight 50% split. Below that, the $7,500 comes out first and you receive the rest. At a 2.8% commission on a $500,000 home, that means a $6,500 rebate.
Steve is based in Denver. Does he really serve Fort Collins?
Yes. Steve serves the Front Range, including Fort Collins, Timnath, Windsor and Wellington. He personally writes your contract, negotiates the price and terms, manages inspections and sees the closing through. Licensed on-demand showing agents open doors for tours, so you can see homes in Fort Collins quickly without waiting on a drive from Denver.
Can I use the rebate on a new construction home?
Usually, yes. Most builders pay a buyer's agent commission, and the rebate is credited to you at closing like any other purchase. The key is timing: register Steve as your agent on your first visit to the sales office. Many builders will not pay an agent who was not named at that first visit.
Do I pay anything up front?
No. There is no up-front fee and no retainer. The commission is normally paid by the seller or builder at closing, and your rebate is credited on the settlement statement at that same closing. If you do not close on a home, you owe nothing.
More detail on the rules is in are commission rebates legal in Colorado. Buying closer to the metro area? See the Boulder rebate realtor and Denver rebate realtor pages.
Ready to buy in Fort Collins and keep half the commission?
Get your rebate estimate and a plan for your search. Call Steve at (720) 687-3033 or send a message.
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